{"id":21052,"date":"2024-05-09T17:19:55","date_gmt":"2024-05-09T20:19:55","guid":{"rendered":"https:\/\/www.guiafacilbrasil.com.br\/blog\/?p=21052"},"modified":"2024-05-09T17:19:55","modified_gmt":"2024-05-09T20:19:55","slug":"agora-proposta-quer-autorizar-bancos-a-usar-saldo-de-clientes-para-quitar-dividas-veja-video","status":"publish","type":"post","link":"https:\/\/www.guiafacilbrasil.com.br\/blog\/agora-proposta-quer-autorizar-bancos-a-usar-saldo-de-clientes-para-quitar-dividas-veja-video\/","title":{"rendered":"AGORA: Proposta quer autorizar bancos a usar saldo de clientes para quitar d\u00edvidas; VEJA V\u00cdDEO"},"content":{"rendered":"<p><img loading=\"lazy\" class=\"alignnone size-medium wp-image-21053\" src=\"https:\/\/www.guiafacilbrasil.com.br\/blog\/wp-content\/uploads\/2024\/05\/AGORA-Proposta-quer-autorizar-bancos-a-usar-saldo-de-clientes-para-quitar-dividas-VEJA-VIDEO-300x153.png\" alt=\"\" width=\"300\" height=\"153\" srcset=\"https:\/\/www.guiafacilbrasil.com.br\/blog\/wp-content\/uploads\/2024\/05\/AGORA-Proposta-quer-autorizar-bancos-a-usar-saldo-de-clientes-para-quitar-dividas-VEJA-VIDEO-300x153.png 300w, https:\/\/www.guiafacilbrasil.com.br\/blog\/wp-content\/uploads\/2024\/05\/AGORA-Proposta-quer-autorizar-bancos-a-usar-saldo-de-clientes-para-quitar-dividas-VEJA-VIDEO.png 515w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n<div class=\"jeg_featured featured_image \">\n<div class=\"thumbnail-container\"><picture class=\"attachment-jnews-750x375 size-jnews-750x375 wp-post-image\"><source srcset=\"https:\/\/terrabrasilnoticias.com\/wp-content\/uploads\/2023\/12\/01-29-737x375.jpg.webp\" type=\"image\/webp\" \/><\/picture><\/div>\n<p class=\"wp-caption-text\">Jos\u00e9 Cruz\/Ag\u00eancia Brasil.<\/p>\n<\/div>\n<div class=\"entry-content no-share\">\n<div class=\"jeg_share_button share-float jeg_sticky_share clearfix share-monocrhome\">\n<div class=\"jegStickyHolder\">\n<div class=\"theiaStickySidebar\">\n<div class=\"jeg_share_float_container\">Na C\u00e2mara Federal, uma proposta do deputado paraibano Hugo Motta (Republicanos) est\u00e1 em tramita\u00e7\u00e3o. Trata-se do Projeto de Lei Complementar 40\/24, que prop\u00f5e autorizar os bancos a utilizar automaticamente o saldo de clientes em caso de n\u00e3o pagamento, como no caso do cart\u00e3o de cr\u00e9dito. Se o saldo estiver zerado, o banco poder\u00e1 solicitar a transfer\u00eancia do FGTS para cobrir o d\u00e9bito.<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"content-inner \">\n<figure class=\"wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter\">\n<div class=\"wp-block-embed__wrapper\">\n<div class=\"twitter-tweet twitter-tweet-rendered\"><iframe id=\"twitter-widget-0\" class=\"\" title=\"X Post\" src=\"https:\/\/platform.twitter.com\/embed\/Tweet.html?creatorScreenName=TerraBrasilnot&amp;dnt=true&amp;embedId=twitter-widget-0&amp;features=eyJ0ZndfdGltZWxpbmVfbGlzdCI6eyJidWNrZXQiOltdLCJ2ZXJzaW9uIjpudWxsfSwidGZ3X2ZvbGxvd2VyX2NvdW50X3N1bnNldCI6eyJidWNrZXQiOnRydWUsInZlcnNpb24iOm51bGx9LCJ0ZndfdHdlZXRfZWRpdF9iYWNrZW5kIjp7ImJ1Y2tldCI6Im9uIiwidmVyc2lvbiI6bnVsbH0sInRmd19yZWZzcmNfc2Vzc2lvbiI6eyJidWNrZXQiOiJvbiIsInZlcnNpb24iOm51bGx9LCJ0ZndfZm9zbnJfc29mdF9pbnRlcnZlbnRpb25zX2VuYWJsZWQiOnsiYnVja2V0Ijoib24iLCJ2ZXJzaW9uIjpudWxsfSwidGZ3X21peGVkX21lZGlhXzE1ODk3Ijp7ImJ1Y2tldCI6InRyZWF0bWVudCIsInZlcnNpb24iOm51bGx9LCJ0ZndfZXhwZXJpbWVudHNfY29va2llX2V4cGlyYXRpb24iOnsiYnVja2V0IjoxMjA5NjAwLCJ2ZXJzaW9uIjpudWxsfSwidGZ3X3Nob3dfYmlyZHdhdGNoX3Bpdm90c19lbmFibGVkIjp7ImJ1Y2tldCI6Im9uIiwidmVyc2lvbiI6bnVsbH0sInRmd19kdXBsaWNhdGVfc2NyaWJlc190b19zZXR0aW5ncyI6eyJidWNrZXQiOiJvbiIsInZlcnNpb24iOm51bGx9LCJ0ZndfdXNlX3Byb2ZpbGVfaW1hZ2Vfc2hhcGVfZW5hYmxlZCI6eyJidWNrZXQiOiJvbiIsInZlcnNpb24iOm51bGx9LCJ0ZndfdmlkZW9faGxzX2R5bmFtaWNfbWFuaWZlc3RzXzE1MDgyIjp7ImJ1Y2tldCI6InRydWVfYml0cmF0ZSIsInZlcnNpb24iOm51bGx9LCJ0ZndfbGVnYWN5X3RpbWVsaW5lX3N1bnNldCI6eyJidWNrZXQiOnRydWUsInZlcnNpb24iOm51bGx9LCJ0ZndfdHdlZXRfZWRpdF9mcm9udGVuZCI6eyJidWNrZXQiOiJvbiIsInZlcnNpb24iOm51bGx9fQ%3D%3D&amp;frame=false&amp;hideCard=false&amp;hideThread=false&amp;id=1788382795993059628&amp;lang=pt&amp;origin=https%3A%2F%2Fterrabrasilnoticias.com%2F2024%2F05%2Fagora-proposta-quer-autorizar-bancos-a-usar-saldo-de-clientes-para-quitar-dividas-veja-video%2F&amp;sessionId=f6607e8b8cbab9d8c8da6a25f8ca6af43194e790&amp;siteScreenName=TerraBrasilnot&amp;theme=light&amp;widgetsVersion=2615f7e52b7e0%3A1702314776716&amp;width=500px\" frameborder=\"0\" scrolling=\"no\" allowfullscreen=\"allowfullscreen\" data-tweet-id=\"1788382795993059628\" data-mce-fragment=\"1\"><\/iframe><\/div>\n<div>\n<p>O objetivo declarado por Hugo Motta \u00e9 promover maior competi\u00e7\u00e3o entre as institui\u00e7\u00f5es financeiras no Brasil e facilitar o acesso ao cr\u00e9dito para pessoas f\u00edsicas. Ele afirma que essa nova modalidade de cr\u00e9dito, menos burocr\u00e1tica, corrige distor\u00e7\u00f5es e busca alcan\u00e7ar trabalhadores que n\u00e3o conseguem se beneficiar do cr\u00e9dito consignado.<\/p>\n<p>Motta considera o compartilhamento de informa\u00e7\u00f5es entre as institui\u00e7\u00f5es financeiras e de pagamentos crucial para garantir a transpar\u00eancia e efic\u00e1cia desse modelo de cr\u00e9dito.<\/p>\n<p>Por outro lado, o deputado federal Mauro Benevides (PDT-CE), ex-secret\u00e1rio da Fazenda do Estado do Cear\u00e1, protestou contra a medida, destacando que a proposta daria aos bancos a autoriza\u00e7\u00e3o para descontar diretamente da conta dos clientes, ou do FGTS, recursos financeiros para quitar d\u00edvidas com mais de 30 dias de atraso.<\/p>\n<p>A proposta ser\u00e1 analisada pelas comiss\u00f5es de Trabalho, Defesa do Consumidor, Finan\u00e7as e Tributa\u00e7\u00e3o, e de Constitui\u00e7\u00e3o e Justi\u00e7a e de Cidadania. Se aprovada, seguir\u00e1 para o Plen\u00e1rio.<\/p>\n<p>&nbsp;<\/p>\n<div>\n<div class=\"google-auto-placed\">\n<div id=\"aswift_3_host\" tabindex=\"0\" title=\"Advertisement\" aria-label=\"Advertisement\"><iframe loading=\"lazy\" id=\"aswift_3\" src=\"https:\/\/googleads.g.doubleclick.net\/pagead\/ads?gdpr=0&amp;client=ca-pub-1867025325766476&amp;output=html&amp;h=90&amp;adk=1701493149&amp;adf=616662408&amp;pi=t.aa~a.2924540085~rp.4&amp;w=848&amp;fwrn=1&amp;fwrnh=100&amp;lmt=1709813013&amp;rafmt=1&amp;to=qs&amp;pwprc=9922718127&amp;format=848x90&amp;url=https%3A%2F%2Fwww.guiafacilbrasil.com.br%2Fresultado%2Findex%3Fbuscar%3Dmedicos&amp;fwr=0&amp;fwrattr=false&amp;pra=3&amp;rpe=1&amp;resp_fmts=3&amp;wgl=1&amp;fa=40&amp;dt=1709813013356&amp;bpp=1&amp;bdt=1293&amp;idt=-M&amp;shv=r20240305&amp;mjsv=m202402290101&amp;ptt=9&amp;saldr=aa&amp;abxe=1&amp;cookie=ID%3D82a5025d674ba57f%3AT%3D1704806387%3ART%3D1709813007%3AS%3DALNI_MbYJCio4xXHPTEJqImOmFmvbCpOlg&amp;gpic=UID%3D00000db59b2d0105%3AT%3D1704806387%3ART%3D1709813007%3AS%3DALNI_MZShTHob1uAe5rzlxgQJyIVFrjNCw&amp;eo_id_str=ID%3Dfab46bc442db0ddb%3AT%3D1706618080%3ART%3D1709813007%3AS%3DAA-AfjZw_dD9ZCaMIrQOz880LATa&amp;prev_fmts=0x0%2C263x600%2C1005x124&amp;nras=3&amp;correlator=2961628183303&amp;frm=20&amp;pv=1&amp;ga_vid=1841769769.1704806387&amp;ga_sid=1709813013&amp;ga_hid=550791955&amp;ga_fc=1&amp;u_tz=-180&amp;u_his=4&amp;u_h=900&amp;u_w=1600&amp;u_ah=860&amp;u_aw=1600&amp;u_cd=24&amp;u_sd=1&amp;adx=222&amp;ady=1062&amp;biw=1583&amp;bih=775&amp;scr_x=0&amp;scr_y=682&amp;eid=44759876%2C44759927%2C44759842%2C31081613%2C44798934%2C95325753%2C95322181%2C95324161%2C95325784%2C95326431%2C95326936&amp;oid=2&amp;psts=AOrYGsmG2aXE3xx85cxBuRQSznx91Bw6iSzFqzcHvIiTaBGwcb7Of7G_epWSLocPsQdcvKIFelsxqw8wiZL6goAitBc842nn-RHagtCK0J2Vies9SIb_9g&amp;pvsid=3209576149461143&amp;tmod=445440623&amp;uas=0&amp;nvt=1&amp;ref=https%3A%2F%2Fwww.guiafacilbrasil.com.br%2Fresultado%2Findex%3Fbuscar%3Dmedcios&amp;fc=1920&amp;brdim=-8%2C-8%2C-8%2C-8%2C1600%2C0%2C1616%2C876%2C1600%2C775&amp;vis=1&amp;rsz=%7C%7Cs%7C&amp;abl=NS&amp;fu=128&amp;bc=31&amp;bz=1.01&amp;ifi=4&amp;uci=a!4&amp;fsb=1&amp;dtd=141\" name=\"aswift_3\" width=\"848\" height=\"90\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" sandbox=\"allow-forms allow-popups allow-popups-to-escape-sandbox allow-same-origin allow-scripts allow-top-navigation-by-user-activation\" data-google-container-id=\"a!4\" data-load-complete=\"true\" data-google-query-id=\"CKfk3-qN4oQDFXuM7gEdHXAHLA\" data-mce-fragment=\"1\"><\/iframe><\/div>\n<div class=\"panel panel-default painel-estabeleciment \">\n<div class=\"row\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 TerraBrasil \u2013 <a href=\"http:\/\/guiafacilbrasil.com.br\/blog\/\">\u00a0GuiaF\u00e1cilBrasil<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/figure>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Jos\u00e9 Cruz\/Ag\u00eancia Brasil. Na C\u00e2mara Federal, uma proposta do deputado paraibano Hugo Motta (Republicanos) est\u00e1 em tramita\u00e7\u00e3o. Trata-se do Projeto de Lei Complementar 40\/24, que prop\u00f5e autorizar os bancos a utilizar automaticamente o saldo de clientes em caso de n\u00e3o pagamento, como no caso do cart\u00e3o de cr\u00e9dito. Se o saldo estiver zerado, o banco [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":21053,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[18],"tags":[],"_links":{"self":[{"href":"https:\/\/www.guiafacilbrasil.com.br\/blog\/wp-json\/wp\/v2\/posts\/21052"}],"collection":[{"href":"https:\/\/www.guiafacilbrasil.com.br\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.guiafacilbrasil.com.br\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.guiafacilbrasil.com.br\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.guiafacilbrasil.com.br\/blog\/wp-json\/wp\/v2\/comments?post=21052"}],"version-history":[{"count":1,"href":"https:\/\/www.guiafacilbrasil.com.br\/blog\/wp-json\/wp\/v2\/posts\/21052\/revisions"}],"predecessor-version":[{"id":21054,"href":"https:\/\/www.guiafacilbrasil.com.br\/blog\/wp-json\/wp\/v2\/posts\/21052\/revisions\/21054"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.guiafacilbrasil.com.br\/blog\/wp-json\/wp\/v2\/media\/21053"}],"wp:attachment":[{"href":"https:\/\/www.guiafacilbrasil.com.br\/blog\/wp-json\/wp\/v2\/media?parent=21052"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.guiafacilbrasil.com.br\/blog\/wp-json\/wp\/v2\/categories?post=21052"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.guiafacilbrasil.com.br\/blog\/wp-json\/wp\/v2\/tags?post=21052"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}